Associate of Arts in Real Estate & Insurance
The Associate of Arts in Real Estate & Insurance at Dubois College is a forward-thinking program
that provides students with essential knowledge and skills to navigate the real estate and insurance
industries with a focus on community empowerment, asset protection, and economic equity.
Grounded in historical and contemporary perspectives on wealth disparity, this program is designed
to cultivate agents of change who understand how to use real estate and insurance as tools for
liberation, sustainability, and legacy-building in Black communities.
Students will explore property ownership, fair housing law, real estate markets, risk management,
and insurance policy design. Emphasis is placed on ethical practices, financial literacy, and
community-centered advising. The program also prepares students for pre-licensure in real estate or
insurance in many states and offers pathways to entrepreneurship and continued education in
business, finance, or urban development.
Program Highlights
– Courses in real estate fundamentals, property management, homeownership, and commercial real estate
– Introduction to personal, property, life, and health insurance systems
– Focus on Black homeownership, redlining, gentrification, and land justice
– Preparation for real estate or insurance licensure exams (state-dependent)
– Capstone project on housing equity, urban investment, or insurance access
Degree Plan
Year 1 - Fall Semester
– Introduction to Real Estate Principles
– College Writing & Communication
– African American Economic History
– Personal Financial Literacy
– Quantitative Reasoning or College Algebra
Year 1 - Spring Semester
– Property Ownership & Management
– Public Speaking for Real Estate & Insurance
– Fundamentals of Insurance: Property & Casualty
– Legal Aspects of Real Estate Transactions
– Elective (e.g., Credit & Lending, Cooperative Housing Models)
Year 2 - Fall Semester
– Real Estate Finance & Investment
– Life & Health Insurance Basics
– Urban Development & Gentrification
– Fair Housing Law & Ethics
– Elective (e.g., Real Estate Marketing, Business Tech Tools)
Year 2 - Spring Semester
– Real Estate Exam Prep or Insurance Licensing Lab
– Wealth & Risk Management in Black Communities
– Capstone Project: Housing Equity or Insurance Access Plan
– Internship or Community Education Project
– Elective (e.g., Green Real Estate, Disaster Insurance Planning)